Loyalty Card King

Loyalty Card King

Who knew that a local eccentric’s obsession with loyalty cards could overturn the world’s economic order? From the humble beginnings in Southend-on-Sea, the Dunbar Dime became the global standard.

Meet Leslie Dunbar, a true-blue Briton from Southend-on-Sea, and an absolute nut for loyalty cards. He had a very peculiar idiosyncrasy, mind you, a dedication that veered towards the extreme. You see, Leslie was obsessed with the joyous delights of possessing every single loyalty card from every single establishment that had the audacity to offer one. His enthusiasm for a good bargain could have made Scrooge appear the spendthrift.

His wallet was the Pandora’s box of plastic cards, bursting at the seams with every colour, shape and logo imaginable. And his mobile phone, a veritable minefield of loyalty apps, was a whirring, chirping calamity of notifications and alerts.

“I don’t understand, Leslie,” his friend Charlie said once over a pint, “Don’t it drive you round the bend, all them beeps and bobs?”

“Nah, Charlie,” Leslie replied, his eyes glittering with excitement, “Each beep’s a bargain, mate. Every one of ’em’s an opportunity, innit?”

Every day, Leslie’s inbox was a tsunami of promotional emails, about 250 of them. And his post box, a buffet of paper ads, coupons and other bits of enticing marketing trinkets, around 20 on an average day. And Leslie, dear frugal Leslie, would dedicate his waking hours sifting through the avalanche of offers, running his own little ‘Mission Control’ from his cluttered kitchen table.

Even his holidays weren’t spared. When travelling abroad, Leslie wouldn’t be found lounging by the pool or taking in the sights. No, siree! He’d be the eccentric Englishman, darting from shop to shop, signing up for foreign loyalty cards and downloading apps till his phone screamed for mercy.

“You’re on holiday, Leslie!” his long-suffering wife, Fiona, would chide him, “You’re supposed to be relaxing!”

“This is relaxing, love,” he’d retort, flashing a new loyalty card at her, “Think of all the money we’re saving.”

Leslie’s daily shopping was an expedition of sorts, charting his course based on the best available prices. He’d get his tomatoes from Tesco because they were 10p cheaper, then dash to Sainsbury’s for the milk because of a 2-for-1 offer, then it’s off to Asda for the bread, courtesy of a 15% off voucher. It was an exhausting routine, but to Leslie, it was as thrilling as a grand tour of the Alps.

“Leslie,” Fiona sighed one evening, clutching a handful of newly arrived coupons, “Aren’t you ever tired of all this… madness?”

“Oh, love,” he said, gazing at his wife with an almost romantic reverence, “It ain’t madness. It’s just being British.”

And so, Leslie Dunbar, the self-appointed Loyalty Card King of the United Kingdom, continued his quest, gallantly fighting for the best available prices, one beep, one coupon, one bargain at a time. It was a peculiar obsession, indeed. But Leslie would simply chuckle, twirl a new plastic card in his fingers, and reply with a merry gleam in his eyes, “Well, you know what they say, every penny counts!”


As time passed, Leslie’s understanding of loyalty programmes became more comprehensive than any marketing executive’s dream. He was no longer just a consumer, he was a connoisseur, a virtuoso of the loyalty card symphony.

One day, as Leslie sat amidst a fresh pile of coupons and a fresh round of digital notifications chiming in his ear, he had a revelation.

“Why should I juggle a thousand different cards and apps when I could unify them all into one?” he mused, stroking his chin.

“Leslie,” said Fiona, surprised, “Are you suggesting you make your own loyalty programme?”

“Exactly, love!” he replied, eyes wide with the grandeur of the idea, “And not just any loyalty programme, the best one. One card to rule them all, and in the discounts, bind them!”

And so, Leslie set out on the next stage of his obsession, a crusade to create the ultimate, universal loyalty programme. One that was flexible, that brought all of the best perks into one platform, that could be used in every single shop in Southend-on-Sea, then Britain, and then the world.

One that would unite the bargain hunters under a single banner, transforming the convoluted cacophony of individual programmes into a harmonious symphony of savings. A card that Leslie, the erstwhile Loyalty Card King of the UK, would proudly present as the Magnum Opus of his lifelong quest.

Leslie Dunbar, no longer just a man with a peculiar obsession, but a man on a mission to revolutionise the very concept of loyalty and bargain hunting. The beacon of frugality was about to shine brighter than ever before, illuminating the path for every discerning customer. The revolution was just beginning, and it was a revolution of loyalty.


Leslie’s universal loyalty card went live first in his hometown of Southend-on-Sea. Its immediate success was almost palpable, palpable as the electric buzz that swept the seafront. Locals proudly brandished their Leslie Card, an ode to its creator, and basked in the symphony of savings it offered.

In the wake of the Leslie Card’s local success, Leslie found himself sat across from Sally Hughes, an eager journalist from the ‘Southend Standard’. She had requested an interview with the town’s newest celebrity and Leslie, true to his affable nature, agreed.

“Leslie,” Sally began, her pen poised over her notepad, “this card of yours is a right hit. People are calling it the ‘Southend Sensation’. How do you feel about that?”

“Never thought about a nickname, Sally,” Leslie chuckled, “But it’s not bad, is it? The Southend Sensation. Has a nice ring to it!”

“And what inspired you, Les, to create this universal card?” Sally queried.

“Oh, I just got tired of rummaging through my wallet for the right card,” Leslie admitted, “And I figured I wasn’t the only one. So, why not create a card that does it all?”

As the interview continued, Leslie shared more about his vision for the card, his dreams of creating a user-friendly loyalty programme that valued customer convenience above all. His down-to-earth responses, his humble nature, his infectious enthusiasm – all of it was captured in Sally’s article.

When it hit the stands, it didn’t just capture the hearts of Southend, but also the attention of national media. And just like that, in three short months, the Leslie Card, the “Southend Sensation”, crossed local boundaries and found acceptance across Britain. Leslie Dunbar, once the peculiar man with an obsession, had become a national sensation, celebrated by bargain hunters and business owners alike.

In a fitting tribute to his sheer dedication and resolve, the card was officially renamed the “Dunbar Dime”. And in a splendidly symbolic gesture, Leslie’s portrait, complete with his infectious grin and a twinkle in his eyes, was emblazoned on every Dunbar Dime issued. He was no longer just the eccentric local with a peculiar obsession; he was the face of the nation’s discount dreams.

As the Dunbar Dime proliferated, Leslie’s fame spread far and wide. His face smiled from every card and every coupon, a beacon of a bargain, an ambassador of affordability. Shops from Inverness to Ilfracombe proudly displayed the sign “We accept Dunbar Dime”.

And then, as if carrying the enthusiasm of a nation on its wings, the Dunbar Dime flew across the English Channel. Six months later, it was being accepted in shops all across Europe. From the patisseries of Paris to the pizzerias of Rome, Leslie’s smiling face peered from shop windows and cash registers. The Dunbar Dime became the symbol of sensible spending, a tribute to Leslie Dunbar, the humble man from Southend-on-Sea who revolutionised the world of loyalty programmes.

The humble Dunbar Dime, in less than a year of its conception, escalated from a domestic loyalty programme to a worldwide phenomenon. It wasn’t just a card anymore, it was a force, a revolution that shook the very foundations of global economics.

Merchants from Melbourne to Moscow, from Santiago to Seoul, began to prefer payments in DDs, as they affectionately came to be known. Shop signs proudly proclaimed, “DDs Accepted Here”. People were trading, bartering, buying, and selling in DDs. The Dunbar Dime, once a loyalty programme, had transformed into a form of currency, a beacon of global trade.


Initially, governments around the world were caught off guard. They shrugged it off as a passing fancy, a curious trend that would soon lose its lustre. Yet, the Dunbar Dime’s shimmer only grew brighter. Before long, it had replaced the mighty US dollar as the de facto global currency.

One morning, on a secure line across the Atlantic, the President of the United States found himself discussing the rise of the Dunbar Dime with the Chancellor of Germany.

“Madam Chancellor,” the President began, a hint of bewilderment in his voice, “Did you ever think we’d see the day where the global economy hinged on a loyalty card?”

“Mr. President,” the Chancellor replied, a trace of mirth in her voice, “In our line of work, I’ve learned to expect the unexpected. But I must admit, the Dunbar Dime surpasses all my expectations.”

“Mine too,” agreed the President, “It started off as a novelty, something that we thought would just fizzle out. But now…it’s replacing the dollar. The US dollar!”

“Yes, the DD is an extraordinary phenomenon,” said the Chancellor, “I think we must acknowledge that Leslie Dunbar, intentionally or not, has introduced a new kind of economic democracy.”

“Indeed, Madam Chancellor. It’s fascinating, isn’t it?” the President mused, “The Dunbar Dime – the currency of the people. Who would’ve thought?”

Their conversation marked a turning point. It was the moment the governments around the world could no longer ignore the influence of the Dunbar Dime. Its shimmer grew brighter, its presence more palpable. Before long, the Dunbar Dime had replaced the US dollar as the global standard. Even Wall Street bowed to the power of the DD. The global economic order had been disrupted, replaced by a new world order, one ruled by a currency born out of a loyalty card from Southend-on-Sea.

Leslie Dunbar, the Loyalty Card King, the beacon of frugality, had inadvertently become the architect of the new economic world order. His face smiled from every Dunbar Dime, his ethos resonated in every transaction. And all he’d wanted was to create a universal loyalty programme. But then, as Leslie himself would say with a chuckle, “Well, they say the Devil’s in the detail, but so’s the discount!”

And so, Leslie found himself on top of the world, the man behind the planet’s premier currency. Yet, the weight of global economics did little to change Leslie’s simple nature. He still lived in Southend-on-Sea, in the same house, with Fiona, his loyal partner in every sense of the word.

One evening, as Leslie sat on his front porch, scanning through an old stack of coupons for fun, a thought struck him.

“Fiona, love,” he said, looking puzzled, “I can’t help but wonder. Now that the DD is everywhere, where’s the special in special offers? The thrill in bargain hunting? The joy in saving an extra penny?”

Fiona looked at her husband, the man who had inadvertently become the economic linchpin of the world, and said, “Well, Les, perhaps it’s time for a new obsession then?”

A glint sparked in Leslie’s eyes. The same glint that had sparked the birth of the Dunbar Dime. And just like that, he disappeared into his study, murmuring about ‘rewards points’ and ‘exclusive deals’.

As he closed the door behind him, Fiona couldn’t help but chuckle. Who knew what Leslie was up to next?

All images generated using Midjourney